About Us
Roofer Cover is a bespoke personal insurance accident facility is designed and aimed at roofing operatives and group solutions for roofing businesses.
COVER IS AVAILABLE FOR:
Both skilled individual roofing operatives and businesses.
Offering financial compensation for injuries sustained whilst at work or outside of work, in addition to weekly compensation to cover for loss of earnings if an operative is unable to work
Trusted for 25 Years
Managed and delivered by the team at Roofer Cover (Roofer Cover is an Appointed Representative of Genesis Risk Solutions Ltd); Roofer Cover is underwritten by Lloyd’s of London through our insurer partner Pulse Insurance, with over 25 years experience insuring roofers for personal accident and sickness.
50 Years Knowledge
Our senior team has approaching 50 years of experience in the insurance industry, working across all aspects of construction and fully understand the needs of the sector with it special requirements.
Support the Community
Roofer Cover has been designed in consultation with the roofers at Master Roofers UK to meet the requirements of the sector. For every individual policy placed online, we will make a donation to Master Roofers UK to be reinvested.
oUR PEOPLE
Matt Dawson
Executive Director
Matt has been working in the insurance industry for almost 20 years, with experience in setting up many successful affinity schemes in the past, particularly in Construction. Whilst working for Heath Lambert (now Gallagher Heath) he helped set up a successful scheme for asbestos contractors with TICA-ACAD as well as working on scheme through the Association for Plumbing and Heating Contractors. Matt also worked for Towergate Insurance and also specialist construction brokers Kerry London and Genesis Risk Solutions.
Over the past 5 years Matt has been working closely and actively with the team at Master Roofers UK, adding value to the community and building strong links and a deep understanding of the issues that affect roofers.
Matt also played an active role in recent years developing accreditation in the roofing industry through the NFRC/CITB initiative on Roof Cert, fostering strong relationships with CITB and National Roofing Training Groups.
Matt is a coal miners Grandson from West Yorkshire and has a passion for
Leeds United!
e: quotes@roofer-cover.co.uk
t: 01702 560231
Mike Willson
Consultant and Advisor
Mike has over 30 years of experience as a Senior Liability Broker in construction and with High Risk Liability markets placing risks on a range of clients including many multi-million pound businesses.
Operating in both the Lloyd’s and London markets, Mike worked for a number of niche/specialist Lloyd’s Brokers, where he looked after placing in excess of £30m premium in sectors such as Roofers and
Scaffolders, Asbestos, Waste and Recycling and HVAC, amongst other high risk and difficult to place trades.
During this long period Mike has developed, and still maintains, strong working relationships with the many leading underwriters across construction over his career ensuring that Roofer Cover is able to career ensuring that Roofer Cover is able to source appropriate cover for its range of products.
Mike was recruited to take over the running and development of Quote It Limited, which is part of Genesis Risk Solutions and where the Roofer Cover range of products sit, 7 years ago and has grown the business from very small beginnings to over £3m income during this period of time and is forever looking to increase their market share further.
oUR PARTNERS
Stewart Rowles
Managing Director
“As Managing Director of Master Roofers UK, the UK’s largest digital community, we are approached by a lot of suppliers seeking to build relationships with us. We chose to work with the team at Roofer Cover due to their track record and knowledge of our sector. Added to this was their desire to consult us to deliver a product that is cost effective, simple to understand and access online for our growing community. We always listen to members needs and the area of loss of income due to injury or sickness is an area of concern for many of our members, in particular self-employed roofing operatives”
Denise Cherry
Chair
“I am delighted that the team at Roofer Cover recognise the link between training of operatives and reduction of workplace accidents. We are pleased that Roofer Cover rewards those companies who are committed to training by offering additional discounts from the cost of Personal Accident Insurance, for companies who are members of their Regional Roof Training Group. We look forward to working with more roofing companies to upskill, train accredit and make the industry safer for all”
Dr Claire Griffiths
Editor
“Covering daily news at Roofing Today, we are frequently reminded of the importance of the right insurance for roofers and roofing business owners. In a work at height occupation, often as sole traders or micro business leaders, unpredictability is inevitable and insurance can be vital in recovering from unexpected events. Roofer Cover is designed specifically for all those in the UK roofing sector. In the event of injury, it will provide peace of mind for subbies, employees, their families and business owners.”
FAQ
On Personal Accident Insurance
01.
What is personal accident insurance?
A Personal Accident policy will provide protection to an Insured Person who suffers serious injury or death as the result of an accident. They differ from ordinary life insurance in that the incapacity (or death) must be the result of an accident, not illness or old age.
Personal accident cover will protect you and your family from the loss of income that results from you not being able to work. One aspect of being involved in an accident that many people don’t initially consider is the stress caused by financial commitments. Personal accident insurance can therefore aid your physical recovery by easing this stress.
02.
What does personal accident insurance cover?
There are a number of different aspects to a Personal Accident policy, with a range of benefits that can be covered:
- An accident or injury that occurs at work
- An accident or injury that occurs whilst undertaking leisure activities
- Road traffic accidents
- Injury caused by someone being violent towards you
- Injuries resulting from falls, slips and spillages
- Total or permanent disability as the result of an accident
- The loss of body parts or the loss of the ability to use them fully
Some policies will be more flexible and could be tailored to include other scenarios, depending on your particular needs and lifestyle.
03.
Do I need personal accident insurance?
There are obviously some people in life that may see more value in taking out this kind of policy, particularly those who work in an industry with a more pronounced risk of accidental death. Even if you are an office worker whose hobbies don’t involve any dangerous activities, you may still consider this kind of insurance if you drive or cycle to work every day.
Pulse offer a range of solutions for clients in most occupations and are also able to cover you if you are unable to work due to Illness.
We regularly undertake reviews of the market so you can rest assured that our policy affords excellent cover at competitive prices and it will respond when you need to most.
